Get Affordable Health Insurance Quotes and protect yourself against
It is definitely worth sitting down and reviewing your health
insurance arrangements more frequently, because getting some comprehensive
health insurance quotes can reassure you that it can be affordable
to give you and your family peace of mind. It is a trueism that
the value of health is seldom measured until it is lost. Indeed,
like death and taxes, it is something that we don't give much thought
to until we feel under the weather or are involved in an accident.
Yet in 2011 an estimated 16.7% of people in the United States had no health insurance, which equates to over 50 million people without
health insurance provision! And of the rest some 26.7% were covered
only by Medicare.
But medicare does not pay for hospitalization
of longer than 150 days, or long term care, or nursing homes, and
it only pays about half the health care costs of seniors. Also,
people are limited in the amount of outpatient physical therapy
and occupational therapy they can undergo. To name just a few
limitations if you don't have health insurance. And according
to current estimates Medicare could be insolvent by 2026. So Health
Insurance can be a good way of taking control of your own and
your familes medical needs, and acts as a good backup.
Indeed, when you consider that over a half of all personal bankruptcy filings stated 'medical expenses' as the cause, it becomes even clearer why getting adequate health insurance protection is so vital.
For anyone considering health insurance plans
there can seem to be a bewildering array of choices. And health
care plans can vary greatly from ones that will pay most of your
health care expenses for any serious injury or illness, to others
that will pay only part of your bills or only for certain specific
injuries or illnesses. So it is important to be sure exactly what
you are covered for, and how much you might have to pay in different
scenarios for your health insurance.
What is for sure though is that ill
health or accidents can strike any of us down when we least expect
it. There were an estimated 10,200,000 motor vehicle accidents in
the US in 2008 (the last figures released up to April 2011). And of those there were about 2,346,000 million injuries
and 39,000 people killed. Now that is a scary statistic, but it
is worth remembering that none of those people expected the worst,
and that planning for your future with health insurance is best
done whilst you are still healthy!
Remember, 39,000 people may have died. But there were another 2,307,000 who probably had to go to hospital, and were glad they had health insurance to cover the cost!
So, put your zip code in the box above and get some competitive health insurance quotes right now!
Understanding Affordable Health Insurance Quickly!
Depending on your situation, you’ll want different kinds
of affordable health insurance. If you’re going to be briefly
unemployed, or are likely to get a new job with coverage soon,
you won’t want a long-term plan.
How to Get Bargain Texas Health Insurance Plans
Finding affordable health insurance in Texas can seem like a
real challenge, especially if you’re self-employed, have
chosen early retirement, or aren’t able to get insurance
through your employer.
How to Get Affordable Florida Group Health Insurance
Many people in Florida are having trouble finding affordable health insurance.
The average rate for a family of four in recent years has been more than some
people make in a year. Group health insurance through an employer is the most
affordable option for many people
How to Get Affordable Small Business Health Insurance
It’s important for small business owners to provide benefits to their employees
whenever they can. With individual insurance premiums at record highs, group
insurance is the only way most people can afford coverage.