Getting Affordable Dental Insurance, Dental Insurance Plans and Individual Dental Insurance is about securing your peace of mind (And saving you money!)
Your teeth are going to be with you a long time. Sounds like a
glib statement. But the truth is that we often take the obvious
for granted, and when things go wrong and your teeth are injured,
or you need urgent attention because of pain in your teeth, it can
be a very expensive undertaking if you don't have affordable dental insurance.
Additionally, it is a fact that there are
30,000 new cases of oral cancer every year in the United States;
and of these a disproportionate number simply do not even have routine
dental care. And by 'routine' we are not talking arduous examinations,
but rather a once-year check-up with your dentist to make sure that
everything is as it should be. So dental insurance plans are really about
Ensuring that in the event of accidents
(like walking into a door etc) where you damage your teeth, that
a mini-drama does not become a crisis to your wallet and is dealt
with expeditiously and at a reasonable cost.
That if you suddenly develop pain in your
teeth you are not automatically reaching for the calculator to
work out the expense, but are instead jumping in the car to get
That many dental plans typically offer
reduced prices (of for example 50%) off ALL dental treatments.
So that you can visit your dentist for routine check-ups without
it breaking the bank.
Good individual dental insurance plans will
also have such benefits as no waiting periods for treatment (which
can be a REALLY big deal if you are in pain!). No referrals required
to see a specialist, and also preferential rates on braces, root
canal work, fillings etc.
Also, bear in mind that different dental
plans could offer you IMMEDIATE SAVINGS if you are considering cosmetic
dentistry work. For example, Cigna Dental estimate the cost of a
porcelain crown to be $800. With their dental network access plan
you would save $329 off that price. At the time of writing the plan
costs $99 a year for an individual or $149 for a family (though
obviously this may change). You have 32 teeth. Even if you only
had one capped you would still save over 300% by having dental insurance!
Bottom line though securing affordable dental insurance and dental insurance plans is about
peace of mind for you and your family. It means one less hassle
to worry about if you fall over and break a tooth, and means that
visiting the dentist needn't be a demanding experience on your dollars!
So fill in your zip code in the box above and see how much money you could be saving!
Dental Payment Plans - The Easy Guide
Whether you lack dental insurance entirely, or your dental insurance
plan only covers part of your treatment, you may find yourself
in a position where you will need to cover some or all of your
Individual Plan Dental Insurance - Is It Right For
Whether you're just leaving a job that had your dental insurance
covered, or you have never had dental insurance coverage, an investigation
of individual plan dental insurance will be something that can
be very important to both the state of your teeth and the state
of your wallet.
How To Look After Your Kids Dental Health
When your children are young, it is very important
that they get adequate dental health care; otherwise they could be troubled with
health issues for the rest of their lives.
Senior Dental Plans - The Insider's Guide
In the year 2010, Americans paid out of pocket for
nearly half of all their dental expenses. People over 65 paid even more of that
amount – more than three-fourths of their expenses.
Discounted Dental Plans - How To Find Them
Discounted dental plans are a new alternative
to traditional dental insurance. They allow you to pay 10 to 60
percent less for most dental procedures, as long as your dentist
is a participating member of the plan. Dental Veneers - The Easy Guide To Dental Veneers
Dental veneers are a common kind of cosmetic dentistry. These
thin shells of fired porcelain are placed on the teeth and bonded
to them in order to change the look of the tooth.