Getting Affordable Life Insurance is about protecting your family when you aren't
there to take care of them...
It can be tough to think of "worse-case-scenarios",
and all of us are guilty at different times of worrying about
things tomorrow. But what if there wasn't a tomorrow? Would your
family be able to cope financially without your wage? If your
answer is anything less then an immediate Yes, then you need to
urgently consider taking out some affordable life insurance. Getting affordable life
insurance is about making sure that whatever other challenges your
family face at your loss, their finances is not one of them.
Unfortunately, the reality can be a stark
one if you don't plan ahead. According to the National Safety Council,
unintentional injury deaths occur every six minutes in the United
States. But independent researchers Conning & Company have estimated
that only 47% of US households have any type of life insurance which
would provide financial security in this all too common event.
And expenses mount up quickly. A typical
funeral where you are buried can cost $7000. And then whilst your
family are grieving and arranging this, all the normal mortgage
expenses and household bills need to be paid for. Plus your loved one will have probably taken time off from work and so may not even be earning!
And longer term will they need to sell off your home because they
cannot afford to keep up the repayments without your wage?
The bottom line is that you really need
to think about this seriously and take action whilst you can actually
do something about it. Life insurance, be it simple Term Life Insurance or Whole Life Insurance can give you peace
of mind, for much less then you might think, that you are doing your best
for your family even if you are no longer around. But you really
need to take action NOW! Because "waiting until tomorrow",
might just be a day too late.
You can get started by reading one of our comprehensive guides to life insurance in your specific state (see the right hand menu).
Or else put your zipcode in the box above to simply,
quickly and easily get an approved, free and affordable life insurance quote right now.
How To Get Life Insurance With
No Physical Exam
The ability to get insured via the Internet
changing the way insurance is offered. And it means that there are now aome amazingly affordable and cheap life insurance policies available with no need for a physical exam. I discuss them here.
A Short History of Life Insurance
Today, almost everyone realizes that life insurance is something
that is important and necessary. But that wasn't alwasy the case. I explore the history of life insurance.
No Exam Term Life Insurance -
A Guide To Getting It Sometimes you need to get term
life insurance, but aren't able
to have the required medical exam. It is still possible to get affordable life insurance, and I discuss how you can go about doing exactly that.
Florida Term Life Insurance Rates
- Exploring Your Options
Florida is an expensive state to buy insurance
in, and so getting suitably affordable life insurance can be a challenge. The large number of older people living in the state means
that the insurance companies may try to use high premiums for all
policyholders to recover their losses. I discuss your options to getting a great deal.