Pet Insurance In Canada - What Do You Need To Know About Canadian Pet Insurance?
Nearly 50 percent of all Canadian households have a pet or companion
animal of some sort, and it was discovered recently that Canadian
pet owners spend nearly 3 billion dollars annually on food, veterinary
care for their furry (or feathered or scaly!) friends. If you are
someone who is invested in the care of your pet, pet insurance
is one thing that you should investigate.
There are several companies in Canada that offer pet care, and
there is a lot you can do to find the pet care that works the best
for you and is tailored to meet your needs.
The first thing you need to keep in mind is what the policy will
cover. If you have a young puppy or kitten, they will probably
require vaccinations and neutering or spaying. These things fall
under preventative and/or elective care, and most insurance companies
will not cover them. It is worth noting however, that as these
procedures become basic care procedures in Canada, several policies
are beginning to draft them on. Even if your policy will not allow
for such procedures at first, do see what you can do to get them
tacked on. Similarly, some policies will cover not only veterinary
care, but will also provide for room and board if you yourself
end up needing to be hospitalized or to do some emergency traveling.
Similarly, remember that it is easier to insure a healthy pet
than an ailing one. Much like trying to buy insurance for an older
home or a car with known problems, insurers consider healthier
pets to be better investments. To get lower premiums, buy the insurance
while your pet is young and healthy. You can get your pet insured
for its entire life, which is a great relief when and if the worst
happens. It can be a heartbreaking decision when the word comes
down that an operation that could save your pet's life will run
to the thousands of dollars. With pet insurance you can avoid having
to make this decision and instead work out what would be best for
your companion animals health and happiness.
Pet insurance in Canada will also cover exotics like birds and
snakes. They can help you locate good vets in your area and make
sure that your pet gets the specialized care it needs. Too many
exotics do not have adequate veterinary care and pet insurance
can alleviate the burden of looking high and low for good veterinarians.
Whether you're from Quebec or Vancouver, it's probably safe to
say that you adore your pet and want to give him the best care
possible. Pet insurance can help you care for your companion animal
and provide you with a great deal of peace of mind.