The Pet Health Dog Care Guide to Comprehensive Pet Insurance
Whether you just brought home a wiggling mass of puppy drool
and sloppy kisses or have been faithfully caring for your canine
companion for many years, pet health insurance offers humans numerous
benefits to help protect their dog against inconceivable vet bills.
Pet insurance for dogs offers two basic levels of coverage, regardless of the
company you opt as your provider. Emergency coverage offers protection against
accidents and illness that, after a small deductible, allows the human to file
a claim for reimbursement up to a set amount given the circumstances. Total care
offers insurance benefits for everything from sterilization to annual visits
to shots and deworming.
Determining whether or not pet insurance is likely to add to your dog’s
overall health care quality is only a decision you can make as his owner. Of
course, your main goal and desire is to give your dog every advantage for a healthy
high quality life filled with play and joy and happiness for both of you. A sick
dog needs a lot of care to maintain a reasonable quality of life. Pet insurance
can help provide that for your dog.
When it rains, it pours, and often emergencies of any sort never hit when it
is convenient or there is more than enough in the slush fund to take care of
it. Emergencies almost always hit us exactly when we are already having a momentary
lull. Pet insurance guarantees that minus a deductible which was previously agreed
upon, the money spent on providing high quality, comprehensive, life saving health
care for your four legged favorite will be returned in a reasonable amount of
This can make deciding what type of health care to administer to your dog in
an emergency. This can also help determine more honestly whether or not administering
any health care at all is appropriate. Unfortunately, health care costs in an
emergency can often factor into whether a risk is taken in hopes of saving the
dog or whether the chances aren’t worth the pain, suffering, and though
we don’t like to admit we think about it, the money.
Complete comprehensive health care coverage for your dog is available for those
willing to pay for it. Month to month, you actually either break even or pay
out more in health insurance premiums when receiving coverage for all health
care. An average annual veterinarian visit, complete with deworming, shots, flea
and tick treatments, and a significant check under the hood is still less than
some companies charge for a year’s worth of premiums for total comprehensive
coverage. However, if you have multiple dogs, this is where you are bound to
save a little money.
Numerous dogs can each carry their own policies, but often pet owners receive
discounts for the number of animals they are enrolling in an insurance plan.
This means a household with three dogs, who takes one comprehensive annual visit
complete with shots, deworming, flea and tick treatments, and a thorough check
under the hood are likely to run up a significant vet bill.
Because the pet insurance
company discounts the rates by number of eligible pets, these owners are likely
to save enough money to make insuring their dogs with full coverage well worth