Australia Travel Insurance - What You Need To Know About Travel Insurance DownUnder!
Everyone would like to enjoy the trip
of a lifetime and for many people their choice of country might
be Australia – that
vast continent with sunshine and sea or huge expanses of bush.
Like many other countries in the world, medical care in Australia
can be expensive so you should get the best and most comprehensive
travel insurance that you can afford.
Nobody wants their vacation ruined
by illness, accident or lost or stolen property, but if you have
sufficient insurance then at least you won’t have the resulting
money worries to go with it. There are companies in Australia
which offer insurance for visitors, or you may want to get yours
independently before you travel, or through your travel advisor.
Whatever you decide to do you should make sure that any policy
will cover you for the following:
• Lost or stolen baggage and
• Basic medical care
• Injury cover and hospital stay
• Airlift home
• Legal liability to third persons or property
You might also want to include cover
if for some unexpected reason the holiday has to be canceled
as most travel agents have very strict rules on this one. If
you do decide to purchase your insurance in Australia itself
then there are some very good rates on offer. For example, one
week’s holiday insurance which covers you
for medical, dental and any other costs associated with this, cancellation
expenses if for any reason you are unable to travel, travel documents
and luggage that is either lost or stolen and third party and property
liability, will cost you sixty three Australian dollars per person.
You might also want some extra protection for water sports – just
in case you decide to go scuba diving off the Australian Barrier
Reef as a normal policy would not cover accidents deriving from
Some travel insurance companies, including the world wide ones
give people the option to tailor their own cover, so you decide
just exactly what protection you need and then the company will
give you a quote for that cover. Tell the insurers where you are
going and they should be able to advise you on any additional cover
that you may require while you are in Australia. It is always wise
to have as comprehensive a policy as possible, particularly if
your vacation includes any kind of sport that carries with it a
Finally, always shop around for your
travel insurance, don’t
take the first policy on offer. Always read the small print and
take special not of anything that the policy does not cover- you
may want to ask if that cover is available for a higher premium.
Always keep any receipts and other documents relating to any claims
you need to make and be sure to send in your claim within the time